RBI launches UDGAM. What is UDGAM?

Reserve Bank of India (RBI) has launched UDGAM – Unclaimed Deposits Gateway to Access inforMation – to tap the unclaimed deposits in the country.

In a statement, the RBI said this portal will make it easier for the public to search their unclaimed deposits across multiple banks in one place.


How to find unclaimed deposits in SBI, PNB, other banks?

RBI Udgam Portal Registration Process:

Users have to first register on Udgam Portal with their mobile number, name and set-up password. After registering, log in to the portal and enter any 1 search criteria and select the bank. Selection of multiple bank accounts to search unclaimed deposits is also allowed.

Click here to register Udgam

Once you enter the above details, the portal will show your unclaimed deposits lying in any of the banks selected by you.

RBI Udgam Portal Login Link

In a statement in July 2022, the RBI noted that unclaimed deposits were increasing despite efforts to raise public awareness. However, despite public awareness campaigns undertaken by banks as well as RBI from time to time, the amount of Unclaimed Deposit is showing an increasing trend.

Investors should make use of this portal and check whether you or any family member have an unclaimed deposits with any of the banks.